We believe the wealth and opportunity of our region should be accessible to all
About us
GroundBreak is creating a new financial system designed to expand access to homeownership, entrepreneurship, and neighborhood development. We have mobilized nearly $1 billion in commitments and begun directing resources where traditional finance has fallen short—so that wealth building is no longer out of reach.
We believe that wealth should be accessible to all. By centering equity and community-led solutions, we are driving transformational change that builds a stronger middle class, fuels inclusive economic growth, and secures generational prosperity for Minneapolis-St. Paul and beyond.
OUR TOOLS
We aim to lead the nation by investing in transformational solutions that work:
$50,000
forgivable downpayment assistance loans to make homeownership possible.
low-interest growth loans
low-interest growth loans for small businesses to expand and hire.
Patient, low-cost financing
to help developers bring projects to life.
Whether you’re a family ready to buy a home, an entrepreneur with customers to serve, or a developer with a vision for your community, GroundBreak is open for business and ready to partner with you.
THE OPPORTUNITY
Financial Pathways Built for You
If barriers have kept you from buying a home, growing your business, or developing your community, GroundBreak offers new financial pathways designed to fit your needs. Our coalition of experts and partners is ready to help you access the capital and support you deserve.
Proof: Your Story Matters
GroundBreak’s impact is seen in real lives. Families once denied mortgages now own homes and build wealth. Entrepreneurs supported by GroundBreak loans are hiring and expanding. Seventy-four families have purchased homes through our tools, unlocking more than $16 million in traditional funding.
It’s about opportunity, not obstacles. Talent, drive, and bold ideas exist—GroundBreak is making capital accessible so you can thrive.
OUR PROGRESS
In October 2023, GroundBreak announced $926.75 million in financial commitments to expand wealth-building opportunities at a Community Briefing to inform partners and community members on progress and work ahead.
Progress to date includes securing a significant down payment toward GroundBreak’s 10-year goals and the early development of a more durable operations and governance structure. Work ahead includes building systems to deploy capital, securing additional flexible capital and lending commitments, continuing work on rental housing and aligning GroundBreak with climate initiatives.
Latest News & Updates
A Call to Chosen Hope & Collective Action
GroundBreak is building a lean, powerful team to partner with Adair to unlock capital for equitable economic development. Keep reading to learn more about the positions – and please share widely with your networks!
GroundBreak is Hiring: Join the Team Leading Systems Change
GroundBreak is building a lean, powerful team to partner with Adair to unlock capital for equitable economic development. Keep reading to learn more about the positions – and please share widely with your networks!
GroundBreak Coalition Names Adair Mosley as First Chief Executive Officer
The GroundBreak Coalition proudly announces that Adair Mosley will serve as our first Chief Executive Officer, beginning September 15. This is a pivotal moment in our journey as we begin to scale equitable financial systems change across the region.